03 FACTORS THAT RUIN YOUR SAVINGS

Oktubre 12, 2018

Saving is easy to say than
done and here is the 3 factors
that ruin your saving plan…

FOOD

Whether this is coffee
or not, all of what
you eat are mostly
what ruins your budget.

If you will monitor
you’re expenses you’ll
notice that food
is one that ruin
your plan, it could
be a small thing but
if you summed it up
you’ll be overwhelmed
the amount you spend
to mere food itself.

Reason is because we
human either wants
pleasure or some sort
of comfort and one
of the source for that
is food. Also when
we wanted to celebrate
something whether it is
small or big occasion
we all do celebrate
by buying food, thru
food we express how
special the day is…

CLOTHS/SHOES

Another factor that ruins
your saving is buying cloths
that you really don’t need,
especially when we are being trap
to buy one when there is a
“sale” as we are having the
mentality of out smarting
the future, where we convince
ourselves that we must
buy now or else we will
miss the opportunity to take
advantage of this sale but
eventually you’ll realize
that the “sale” promo is
the one took advantage on
your purse.

Although it could also
be correct that in some
point of your life you
really need to buy a clothes
or a fair of shoes but
according to my experience
it happened to me very
rare and if I will buy
a cloths or shoes I’d prepare
to buy the high quality
brands because it is more
durable and will last longer
than the cheaper brands, now
there is an argument that
what if the particular
“high quality” brand is
on sale, do you think that
is a smart move to buy it?

For me personally I would
not, base to my own experience
most of the time that
high quality cloth that
is in promo sale that you
bought will most likely
end-up sitting into your
closet, waiting for that
right time to be summoned
and guess what most of
the time it is not getting
summoned because of your
need of replacement but
for you to send it as a
gift to someone.

Just like foods, cloths
give’s us pleasure, it
gives us that sense of
being relevant or outstanding
reason why shopping itself
has a potential to be
addictive and if you
don’t do something about
it this will definitely
ruined your saving strategy
plan.

GADGETS

For me you cannot
actually blame the
people who wants to
have latest, fastest
and/or advance gadget
be it phone, gaming
gears etc. because
in the tech world
advancement is really
fast and being the
person who’s on
the latest trend really
need to pay the price.

To some being in touch
to the latest trend
is necessary in order
for them to catch-up
or be ahead to their game
while others are just
catching-up for the sake
of pride and ego.

Which ever side you are
please do take note
that sometimes the
features of a particular
gear’s advancement are
manageable and still
the human skill is
still not yet irreplaceable
by today’s technology
so I would say skill
over your gears still
matter much.

Weighing your technical
advancement versus to your
financial income
must be put into
microscope in order for
you to decide where you’ll
draw the line of limitation
when and where you must
consider your spending.

On the final note, Please
dont make a mistake to
think that “Pleasure” is
bad.

We all do need pleasure
in life.

In fact this is
our birthright.

The thing
is that the way we
end up is also our
responsibility,
so indulging on so
much pleasure that will
put us on poor situation
is much like digging
your own grave and this
must not be the scenario.

Although to many it
already happened and
to some their on the verge
of it, please don’t
put yourself on that situation.

But also I will not shy away
to tell you that extravagant
pleasure are not for all too,
because for this to enjoy you
need to work for it which is
most of the time for people like
me the service of grand and simple
pleasure has the same taste
if you’ll think it through.

 

Advertisements