Nobyembre 6, 2018

Like it or not the truth
is this- There will be
times in your life that
the available choices
you have are wrong, maybe
you know that before you
make the call or maybe
after you made the call
and eventually you’ll realize
that all options that are
on the table are wrong but
you need to choose, you
need to act, as the most
unacceptable failure is
by not taking the shot
even though the chances
are slim.

But thing is most people
choose that, they choose
to waist the opportunity
or some people pass the
obligation to choose for
themselves instead they
give that right to others
because they are so afraid
to feel the regret. They
don’t know that all people
made wrong choices all thru
their lifetime even they
reach the peek of success,
not because they are stupid
but that is the nature of
being human, to err, to
learn and to grow.

It’s impossible to know
what is the right choice
all the time, in fact until
these days there are still
part in our history that
people are still debating
if the decision that was
made from the past is right
or wrong, like for example
in Philippines there is part
of our history where we
gone to MARTIAL LAW in time
of President Ferdinand Marcos,
some people say its a bad
thing and some people say its
good, imagine that!

Of course we all do want to
make the right choice but
when you found yourself that
you cant see what is right
and you need to choose and
do something try to ask
yourself which choices that
you can live with even it turn’s
out wrong.

Because even that choice is
wrong it can be forgiven, especially
if you have the gut to live
with it rather than doing nothing
or letting others to choose
for you.




Oktubre 23, 2018

It is because we all
do wants to stroke our
Ego. One way or the
other it is a human
need that our ego is
being stroke, or we
just want to prove
that we are right and
the other person is

Admit it or not we
enjoy egoism for
sometimes or to many
we want to please our
ego all the time but
like any other stuff
or element in earth
we must keep it centered,
a moderate check up and/or
harmonize to your life.

If you think of it
the gist of entertainment
is to serve and/or stroke
our ego.

That’s entertainment
after all… We are being
entertain when we feel
special, when we feel
good and when we feel
that we are correct.

Even in sports we side
to a specific team
not just because we
admire the athlete but
also to prove to other
group that they made
the wrong choice of
a team.



Oktubre 18, 2018

I am confident to say
that the topic of
will be a timeless
question and subject
to discuss.

One of the main thing
a person must do in
order for him to be rich
is be able to make his
money work for him.

That’s why “buying stocks”
on stock markets
becomes very ideal move
to many as they basically
believes that once you
put your money on that
it will unfailingly increase
your money’s value as if
it will assure you’re
gain profit which
is a bit overwhelming.

Because here is my basic
understanding on buying
stocks and diving into
stock market, when
you buy stock you spend
a money and the value of
the stock you bought needs
time to increase its price
in order for you to gain
profit, sometimes the
“waiting time” takes a
long time and sometimes
in just a short span of
time the increase of
value to your stock is

What’s driven to the
fall and rise of the
value depends on many
factors, like the stability
of the company, their
current issue facing on,
their relevance value etc.

But before that what
you must have if you want
to be in this game is you
must have a large amount
of money that you can
also basically afford
to stock it, freeze it
and be able not to use
it or spend it then still
be able to live a quite
normal life. Because like
what I said in stock market
you must always be monitoring
the stock you have because
a moment of changes whatever
it maybe could have some sort
of effect to the changes
of your stock value.

To say it simple stock market
business is a game for people
who have plenty of money already
or to people who can we say
on the level of “RICH” status.

Now this article is what
all about, to remind you
the other more important
richness you have that are
far more valuable than money
that you might not utilizing
it’s full potential or aimlessly
investing it.

I put up a acronym ATE or in
Tagalog language it translate
to say SISTER but no any connection
about it, however let me start
discussing it.

First is…

“A” Attention-
More richer and valuable than
money is your “A” as in
“Attention” or you can call
it your thoughts, focus or
what you’re thinking etc.
Whatever consume in your
mind and heart those stuffs
are having your attentions,
either you put your attention
that makes you feel good or
bad your mind and heart will
process it. Attention is
also like a money you can
spend it to the stuffs that
generate profit or spend
it to something that give
no value the big difference
of attention is that for
me it is your driving force
to make your dreams comes
to reality which is not always
possible to money, on other
study it is being said that
your attention has a big
connection on how you
attract events, people and
stuffs in your life, attention
could be use to cure or
make yourself vibrantly healthy
if attention is being spent
on worth while thoughts like
for example thoughts that
makes you feel good.

Many of us taken for
granted the relevance of
spending or investing
our attentions, we thought
since it is inborn to us
and it is free we’re being
passive on giving it away
as we thought it is okay but
it is not, if being a wise
money spender is necessary to
be financially stable it is
also highly applicable on
giving your attention not just
about being stable financially
but on well-being.

Second is…

“T” Time
Which is almost identical
on “A” Attention. We all do
heard the cliché saying of
“Time is Gold” because the
difference of Time to Attention
is that we don’t have much control.

Time is always going forward,
it is always going to the next
so once you are caught up on
one particular activity and
at the middle of it you wanted
to shift or make a U-turn it
will be very taxing, not just
a waste of resources but of
course obviously waste of time.

Once the particular amount of
time is wasted it is already
wasted, no much chance to
recycle or to tweak it. You
cannot go back on yesterday
date and make things right,
reason why Time is more richer
than Money because money
cant buy back time, money
only can buy the time that
is not yet being spent but
experience and moments per se
never possible to be bought
not unless you bought the
person together with it
then that can be possible.

Due to this now it makes
very sensible why Planning
ahead and studying is very
crucial, because thru this
you can minimize the possible
chance of wasting your time
on investing it to something
that is irrelevant to what
you want.

The difference of Attention
from Time is that there are
some Attention that you can
reverse the effect or adulterate
it if you change some sort
of your belief or perspective
from there you could see
it in different light
but not in time, you cannot
take it back, the only thing
you can utilize are the stuffs
that you’ve produced during those
moment you spent.

Some people say that the
younger you are the better for
you to know how or where to
invest your time which is
I don’t disagree but it doesn’t
necessary means it’s too late
for old folks because life
could make your 1 year feels
like a month and vice versa,
what I mean is that in the end
its how you live life, of course
amount of time that is well
invested can result much higher
quantity and quality of richness
but what really counts is how
you enjoy those richness? So
it is not about who’s old and
who’s young nor who gain more
or less, Good life is not about
being superior to others it is
being free from insecurity and
being able to live harmoniously
with others.

That’s why this is not just about
spending time to what you
want to do but equally important
on spending your time with the
people you want to be with.

Third and final richness is…

“E” Energy

How do you spend or invest your
physical energy as of this
very moment? are you spending
it wisely or draining the
very ounce of energy you have
left? Energy is more richer
than Money because without
energy you cant fully enjoy
what you earned. Not all
who have long time enjoy
it because some of them
lack in energy. Even a rich
old man will give his all
richness if he can even
have the energy of a young
man have, however you can
be the old rich guy who
have the energy of a young
lad if you also invest your
energy wisely by taking care of
it and like spending money
you must think of spending
your energy by gaining
energy in return like
profit rather than spending
your energy to something
that damage or decrease the
regeneration cycle of your
energy on the future.

So there you go, the
ATE, the three richness
that is more valuable than
money that you have.

Be smart on investing it,
maybe you’ll not become
a billionaire but if it is
invested smartly you’ll
absolutely will have
a good life.

That’s the point after all
right? to have a good life
because not all billionaire
have a good life but most
of people who have the good
life are not mostly a billionaire.



Oktubre 12, 2018

The photo owns by My Son cruising at the calm morning in Camelia Provence Bulacan


There are people asked me why
I bought house in Camelia?

It is too expensive and the
amount of money could build
far much better and uniquely
design as per my desire.

I agree it is really expensive
if I look into the house
but the thing is that why
I bought a house like that
is because it was established
in a very nice community.

Actually that’s part of the
sales pitch of Camelia, they
are not just selling the house
but the community is big
part of it.

In Camelia you’ll be convince
to have a quick run every morning
without being worried that you
are being mugged, as the security
is 24/7 and there are people
who are maintaining the place
to stay pleasant to the residence.

There are gardeners, garbage collector,
engineers and pest control who’s
servicing your places which
is of course part of the monthly
home owners fee.

I didnt really realize that
before not until these days that
my community has a big part
on building a home sweet home,
because your “home” is not
just what is inside of the four
corners of your house but also
what it is outside of it.

I am not saying that Camelia
is the perfect place to live
of course it is really depend
on person’s lifestly, but as
I owned a place here I fully
realize that the community
matters a lot.




Oktubre 12, 2018

Saving is easy to say than
done and here is the 3 factors
that ruin your saving plan…


Whether this is coffee
or not, all of what
you eat are mostly
what ruins your budget.

If you will monitor
you’re expenses you’ll
notice that food
is one that ruin
your plan, it could
be a small thing but
if you summed it up
you’ll be overwhelmed
the amount you spend
to mere food itself.

Reason is because we
human either wants
pleasure or some sort
of comfort and one
of the source for that
is food. Also when
we wanted to celebrate
something whether it is
small or big occasion
we all do celebrate
by buying food, thru
food we express how
special the day is…


Another factor that ruins
your saving is buying cloths
that you really don’t need,
especially when we are being trap
to buy one when there is a
“sale” as we are having the
mentality of out smarting
the future, where we convince
ourselves that we must
buy now or else we will
miss the opportunity to take
advantage of this sale but
eventually you’ll realize
that the “sale” promo is
the one took advantage on
your purse.

Although it could also
be correct that in some
point of your life you
really need to buy a clothes
or a fair of shoes but
according to my experience
it happened to me very
rare and if I will buy
a cloths or shoes I’d prepare
to buy the high quality
brands because it is more
durable and will last longer
than the cheaper brands, now
there is an argument that
what if the particular
“high quality” brand is
on sale, do you think that
is a smart move to buy it?

For me personally I would
not, base to my own experience
most of the time that
high quality cloth that
is in promo sale that you
bought will most likely
end-up sitting into your
closet, waiting for that
right time to be summoned
and guess what most of
the time it is not getting
summoned because of your
need of replacement but
for you to send it as a
gift to someone.

Just like foods, cloths
give’s us pleasure, it
gives us that sense of
being relevant or outstanding
reason why shopping itself
has a potential to be
addictive and if you
don’t do something about
it this will definitely
ruined your saving strategy


For me you cannot
actually blame the
people who wants to
have latest, fastest
and/or advance gadget
be it phone, gaming
gears etc. because
in the tech world
advancement is really
fast and being the
person who’s on
the latest trend really
need to pay the price.

To some being in touch
to the latest trend
is necessary in order
for them to catch-up
or be ahead to their game
while others are just
catching-up for the sake
of pride and ego.

Which ever side you are
please do take note
that sometimes the
features of a particular
gear’s advancement are
manageable and still
the human skill is
still not yet irreplaceable
by today’s technology
so I would say skill
over your gears still
matter much.

Weighing your technical
advancement versus to your
financial income
must be put into
microscope in order for
you to decide where you’ll
draw the line of limitation
when and where you must
consider your spending.

On the final note, Please
dont make a mistake to
think that “Pleasure” is

We all do need pleasure
in life.

In fact this is
our birthright.

The thing
is that the way we
end up is also our
so indulging on so
much pleasure that will
put us on poor situation
is much like digging
your own grave and this
must not be the scenario.

Although to many it
already happened and
to some their on the verge
of it, please don’t
put yourself on that situation.

But also I will not shy away
to tell you that extravagant
pleasure are not for all too,
because for this to enjoy you
need to work for it which is
most of the time for people like
me the service of grand and simple
pleasure has the same taste
if you’ll think it through.



Setyembre 24, 2018


Social media becomes part
of our life because in
somehow we can connect to
the world and because
of people who are so
enthusiastic to “share”
pictures, videos, information,
music and whatever it
is that they we share
the social media cemented
its relevance.

It becomes a stream
of free information
and entertainment. it
seems to me that all
are free and if you
look deeper this happens
because people are
just naturally likes
to share.

No wonder why people
like me keep blogging,
writing coloumns that’s
for free, saying insights
that might help others
not just because I love
to make an positive impact
but the act of sharing
makes me feel good.

Maybe I am not that
enough rich to help
of build a foundation but
thru this blogsite of mine
I want to believe
that I can contribute
something good to make
this world a better
place to live.



Hulyo 26, 2018

Please allow me to share my
2 cents about being so called
“MILLIONAIRE” a word or should
I say a title that seems
misleading now a days…

When someone called you
an employed and you
have a job there is
no resistance in your
subconscious mind to
deny that fact…

But when someone are being
called or categorized as
a millionaire most
people will cringe or raised
an eye brow.

It seems that until these
days being an millionaire
is somehow a dream that
is complicated to make it
happen which is in reality
it is not…

For me the natural and simplest
way to define if someone is
a millionaire is of course
if the person owns an amount
of cash or asset that worth
a million or more, secondly
in my personal measure if
the person are earning at least
million in a year that person
is qualified to be identified
as a millionaire too…

Well of course it depends
how you measure it. Are you
measuring someone’s cash
on what currency? Dollars or
Peso? Are you categorizing
the tech gadgets as an asset
or a liability? how about
house? how do you categorize
it? Liability or asset?

Sure enough there are a gazillion
of arguments out there to
approve or disapprove my
“natural definition” of
being a millionaire but in simplest
form of identifying if
someone is a millionaire
at least in some angle of
this persons life is that
he is either earning million
in a year and/or owning
an asset that worth a million
or more.

Now if we follow thru to
my definition of millionaire
it seems that plenty of
my fellow Filipino who work
overseas can be categorize
as a millionaire if their
earnings is converted from
foreign to Philippine currency.

Then again mixed reactions will
fire-up there, some will be
gullible, some will furiously
deny the fact or somebody
will feel good about it…

Being entitled as millionaire
especially in this period of
time is not obnoxious to claim
its just like claiming the
fact that you are bless and
that is not something we
must resist.

Of course flaunting the fact
that you are a millionaire
will surely attract several
attentions that if you are
not prepare for it you could
hurt yourself but if those
attentions are diverted to
something productive or
constructive it will surely
serve you to something good.

If you flaunt the fact
that you are a rich guy
or a millionaire prepare
to backing-up that claim,
if you didn’t back that up
it will back fire to you
and that’s when you will
hurt yourself. But if you
do a good job on backing
it up you will create a
reputation that could
refine your identity a bit
but be aware that this
identity again must take
care well because it could
either cause you good or bad.

That’s why flaunting that
millionaire “Title” is
not really a good idea not
unless you building an identity
or reputation in order for
you to use to gain advantage
like for example on taking
a big loan to someone or from
bank and doing a sale is much
more easier if you have that
“millionaire title” on
your profile. But if your
not into that I believe
there is no much reason to
flaunt about it.

However smart people especially
those who do the math and
converts your assets and lifestyle
to numbers can say if you belongs to
“millionaires club”.

A decent man who owns a house,
sending his child’s to exclusive
schools is a pretty much good
barometer to say that this guy
have a shot to join the club.

So let’s look it in this way,
we all do born blessed and everyday
in someway we all do being blessed
but not all people believe on
that and very few people embrace
that fact even though it is damn

If you are blessed it doesn’t
mean struggles in life will
stop and that is the same thing
even if you are a millionaire
we will all do need to swim
or float on the same
ocean of life.